Funding By Land Mark Solutions, LLC
Personal Unsecured Funding:
- Term loans, LOC, Credit cards. Business Cards and LOC Up to $250,000 per individual these are guidelines only, but
tend to get better results
- Credit Score of 680 or higher (we will review 650-679 with solid job)
- Verifiable income (W2, Self Employed, 1099, Taxes)
- Individual Credit history for at least 3 years showing good revolving and/or installment loans
- No Bankruptcy within the last 3 years, (must have established credit post-bankruptcy)
- No collections/late payments
- Utilization of revolving accounts less than 40%, DTI less than 40%.
- Inquiries: Less than 3 for the last 6 months, and/or, less than 10 for the last 2 years
**The typical funding process takes about 4 – 14 business days, depending on the complexity of the file
How to convert Cards to Cash
Take advantage of Cards offering 0% interest. And pay off before the introductory offer. Some cards offer the option of transferring cash to bank account for a small fee Click here
BUSINESS FUNDING – DUE TO COVID 19 SOME OF THESE PROGRAMS ARE CURRENTLY ON HOLD OR ARE VERY LIMITED IN PROCESSING.
Revenue Based Funding
- All owners that have a 25% or more stake must be on the application and at least one owner have a 650+ FICO and no bankruptcy filed date within the last 5 years
- 2 + years in business
- $360k in gross revenue or more
- No tax liens or judgements
- Business is profitable
- Current loans/MCAs balance needs to be 50% or less of average monthly revenue
Cash Out Refi Options
- Min Credit Score 550
- Rates range from 6-11%
- Up to 80% LTV with no limit on cash out.
- Up to 30 year terms
- Loan amounts 200k-5MM
We will look at all property types in which we can have 1st lien position, as long as it & not residential owner occupied real estate.
We also offer Asset based funding and equipment funding programs
Apply For a LoanSmall Business Owners
AS A SMALL BUSINESS OWNER, ARE YOU CONTEMPLATING BANKRUPTCY OR, HAVE YOU ALREADY FILED?
We would like to take a look at your situation, Perhaps we can help!
There’s never a fee to talk and assess what we may be able to do for you. We have helped a number of business owners out of bankruptcy and restored their dignity and placed their business back on the road to profitability.
STOP WASTING VALUABLE TIME AND GIVE US A CALL AT: (518) 275-0005
REMEMBER … DON’T TRY TO DO IT ALL BY YOURSELF! WE’RE HERE TO HELP!